About Property Damage Adjusters
Having suffered an insurance loss puts you in the need of our services. You should be aware that the policy imposes many responsibilities on you. It is not the insurance company’s responsibility to prove your loss. Their interest is in reducing the amount they pay you. The Insurance Company has a staff adjuster or appoints an independent adjuster to protect their interests. Their adjuster’s specific responsibility is to minimize the financial cost of the claim. You need your own adjuster to represent “YOUR” interest.
It is a condition of the insurance policy that you, the insured, are responsible for providing the amount of the claim. You must meet certain policy requirements to support your claim. Failing to comply with policy requirements could jeopardize your claim, which could be restricted, suspended or ultimately denied.
You need a licensed Public Adjuster, who is an expert in the preparation and adjustments of the insurance claims, to guarantee that you will comply with the policy requirements in order to obtain the maximum amount of money you are entitled to under the policy.
IN A FINAL ANALYSIS, A PUBLIC ADJUSTER DOES NOT COST YOU MONEY; THE FEE IS MORE THAN COVERED BY THE INCREASED AMOUNT OF THE ADJUSTMENT YOU OBTAIN THROUGHT THE 30 YEARS OF ADJUSTING, 40 YEARS OF CONSTRUCTION , AND 8 YEARS OF REAL ESTATE EXPERIENCE OF PROPERTY DAMAGE ADJUSTERS.
About Jim Carter
Jim has worked as a licensed adjuster since 1989 assisting consumers with their business and homeowners property claims to get them paid what they were owed by the insurance company.
Jim retired after 21 years in the U.S. Navy as a Navy Chief. He has been a licensed insurance adjuster in 7 states and currently has offices in Arizona and Mississippi. He has adjusted every type of residential and commercial property loss. He has adjusted losses from small to large. Adjusting high rise condominiums, shopping centers and small businesses. From one story buildings to 30 story buildings, using his 30 years of experience in the insurance adjusting business.
Jim has been licensed as a General Contractor in California, Texas, Louisiana and Mississippi. As a contractor he rebuilt various types of damages to homeowners homes and businesses using his 40 years experience in the construction trades. He writes his own scope of repair using the Xactimate program that most insurance companies use. So when you hire Property Damages Adjusters you get not only adjusting experience but contractor experience.
Jim currently is a licensed real estate Broker in Mississippi. This is another side of our services. We know what the value of a home is, because we have the resources to determine this as a Real Estate Broker.
As you can see when you hire Property Damage Adjusters you get a vast amount of experience that other Public Adjusters do not have. I am looking forward to the privilege of representing and working with you.